Mortgage Advice

I will take the stress out of the buying process by dealing with mortgage lenders and insurers on your behalf, and by using our knowledge to avoid any potential problems; we’re committed to making sure you get to where you want to go, quickly and easily.

I build long-term client relationships, working with you over the years as your property journey progresses. As we learn more about your plans and your overall situation, we are increasingly able to help you understand your options and enable you to make sensible choices now and in the future.

Why not book a call with me Carl and have a complimentary review to see how I can help you CALL US ON 01782 766 662

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Protection Insurance

If the worst happens and you're diagnosed with a serious illness, it's important to make sure you're covered against the financial impact it could have on you and your family.

How would you pay the bills if you were sick or accidentally injured and couldn't work?

When the unexpected happens, we know that what matters is peace of mind from a policy you can trust. Income protection policies can be straightforward, simple to arrange and individual to you.

Here is a summary below of different types of policies:

Life Insurance - This is a great way to help protect your family from the financial worries they could face if you were no longer around. This will also pay off your mortgage if you have one. Some policies will pay out a cash lump sum, others offer monthly payments for the remainder of the plan term from the claim. 

Critical Illness - If the worst happens and you’re diagnosed with a serious illness, it’s important to make sure you’re covered against the financial impact it could have on you and your family. Critical Illness Cover is designed to pay out a cash lump sum if you find yourself diagnosed with a critical illness or injury. 

Income Protection - We all insure our cars and homes but we don’t always look after what pays for it all: our earnings. Income protection will give you the financial cover you need if you were ever unable to work due to sickness or injury. It is designed to typically protect up to 70% of your gross salary if you are unable to work due to an accident or sickness. 

Family Income Benefit - This will provide your family with a monthly income rather than a lump sum to help your family cover living expenses should you not be around, so, this is another form of life cover.

Lifetime Mortgages / Equity Release

We’re here to help you find the best Retirement Mortgage Solution. These are available to clients generally over the age of 55, however some Retirement Mortgages are available from age 50. We work with a comprehensive panel of providers to find you the most suitable Retirement mortgage.